IN THIS BLOG
LIST OF STEPS ON HOW TO CHOOSE AND GET THE RIGHT AUTO INSURANCE
SET A CAR INSURANCE COVERAGE LIMIT YOU NEED
List of Car Insurance Coverage in 2025
LIMITS OF COVERAGE MAY VARY DEPENDING ON THE LOCATION OF THE POLICYHOLDER. HERE WE WILL GIVE YOU A LIST OF CITIES AND THE REQUIRED COVERAGE LIMITS FOR THOSE CITIES.
GET YOUR QUOTES FROM THE INSURANCE PROVIDER AND COMPARE THE QUOTES
CHOOSE AN INSURANCE COMPANY THAT YOU WOULD LIKE TO GET YOUR CAR INSURANCE WITH AND GET INSURED
CANCEL YOUR PREVIOUS POLICY IF POSSIBLE
LIST OF STEPS ON HOW TO CHOOSE AND GET THE RIGHT AUTO INSURANCE
- Choose if you want to purchase auto insurance through an independent insurance agency or through a direct insurance company.
- Determine your needs, set a car insurance coverage limit that you need.
- Fill in an auto insurance application form for the quoting process. Fill out every detail that is on the form. Every detail is important in considering your premium rate.
- The independent insurance agency or the direct insurance company will provide you a free quote.
6.Choose an insurance company that you would like to get your car insurance with and get insured.
7. Cancel your previous car insurance policy.
8.Choose where to buy auto insurance
List of Car Insurance Coverage in 2025
1. COLLISION COVERAGE
2. COMPREHENSIVE COVERAGE
3. UNINSURED AND UNDERINSURED MOTORIST
4. MEDICAL PAYMENTS
5. LIABILITY COVERAGE
LIMITS OF COVERAGE MAY VARY DEPENDING ON THE LOCATION OF THE POLICYHOLDER. HERE WE WILL GIVE YOU A LIST OF CITIES AND THE REQUIRED COVERAGE LIMITS FOR THOSE CITIES.
- Alabama ($20,000 /$50,000/ $25,000) – Minimum Liability Limits.
- (bodily injury per person/ bodily injury to all person/ property damage)
- Arizona ($15,000 /$30,000/ $10,000) – Minimum Liability Limits.
- (bodily injury per person/ bodily injury to all person/ property damage)
California ($15,000 /$30,000/ $5,000) – Minimum Liability Limits.
- (bodily injury per person/ bodily injury to all person/ property damage)
- Colorado ($25,000/$50,000/$15,000) – Minimum Liability Limits
- (bodily injury per person/ bodily injury to all person/ property damage)
- Florida ($10,000/ $20,000/ $10,000) – Minimum Liability Limits
- Georgia ($25,000/ $50,000 per incident / $25,000)
- Louisiana ($15,000/ $30,000/ $25,000)
- Michigan ($20,000/ $40,000/ $10,000)
GET YOUR QUOTES FROM THE INSURANCE PROVIDER AND COMPARE THE QUOTES
The insurance provider could give you an insurance quote whenever you finish the application form within 24 hours. Furthermore, some marketplace could offer you multiple quotes from different insurance carriers. Usually, insurance agencies will give you an insurance quote with a lower premium but with low coverage limits. Another section has a higher premium rate but with a higher coverage limit. Remember that it is much better to purchase an insurance policy with a higher coverage limit, even if it will cost you more. Also, your deductible rate is a factor that could determine your policy premium. The lower the deductible, the higher the premium you will pay.
CHOOSE AN INSURANCE COMPANY THAT YOU WOULD LIKE TO GET YOUR CAR INSURANCE WITH AND GET INSURED
Once you finish comparing all your insurance quotes, now is the time to choose which insurance company or independent insurance agency you want to purchase your insurance. However, buying your auto insurance from the carrier where you accept your homeowner’s policy could give you a discount.
CANCEL YOUR PREVIOUS POLICY IF POSSIBLE
At News insurance Services, Inc we could provide you with an auto insurance quote with a high coverage limit. We can also provide you with policy discounts by bundling your homeowner’s and auto insurance policies with one of our insurance carriers. Go to our contact us page and directly speak with our experienced insurance agents for more information.