It may be tempting to buy simply the bare minimum amount of auto insurance in California. Moreover, you can lower your monthly auto insurance premiums by buying the necessities. However, if you’re at fault in an accident, these cost savings might not be sufficient to cover them. The minimum amount of California auto insurance is required, but it isn’t always enough for your complete protection.
Additionally, Auto insurance laws vary from state to state. If you own a car in the United States, you will need car insurance that meets the legal requirements for minimum car insurance based on state law. However, the minimum limits your state requires may not be adequate. Therefore, you should consider what amount you will need to protect your assets from claims that may exceed these minimum amounts.