The major advantage of this policy is to provide health care for all your employees. It insures that your employees are protected against losses if they suffer from illnesses due to their work. Also, it covers minor illnesses like dental medical bills, doctor fees, medicines, and hospital rooms. The best part of purchasing group health insurance is they don’t require medical check-ups, once you purchased this policy all your employees will be covered. As the condition and policy term, it is cheaper than individual health insurance. It depends on the percentage of the employer and employee’s salary contribution. Lastly, it is easy to claim. For example, you have a critical illness, you can proceed with the treatment even if you don’t have money.