The importance of having health insurance should not be dismissed or underestimated. Your entire savings that you’ve worked for all your life can easily be wiped out with just one major medical event. With medical costs on the rise, even the most routine of surgeries can end up costing you tens-of-thousands of dollars, while more sophisticated procedures can run into the hundreds-of-thousands of dollars. Health insurance can safeguard you and your family from financial ruin by helping pay overwhelming medical bills. Before selecting a health program, do your research to figure out what is best for you and your family. Just because you and your loved ones are enjoying good health now, you never can tell when something will go wrong. And when it does, you want to be covered. Nothing beats the feeling of knowing that you’ll be protected when an emergency situation does strike.