Having vision insurance California can help you pay for eye wear and eye care services. It may be more expensive than other insurance because costs are predictable but, it can help you in future expenses. People that have a family history that increases the risk of eye problems like diabetes, needs more frequent vision exams. Moreover, as you go ages you need frequent eye treatment and it will be expensive as you though. According to some vision clinics, eye exam can help you detect hidden medical health problem, even if you have perfect vision you need check-up from time to time. Vision insurance often obtained by your company or through your government program. But, vision insurance policy can be purchased individually.