There are various types of homeowners insurance California policies. Standard home insurance covers a wide variety of possibly costly damages to the home, the garage, and different structures on the property. Like, storage units. homeowners insurance California additionally called home insurance. That provides financial protection for the damage property and its content. It additionally gives protection in the event that the insured or her family are held liable for injuries to other people or damage to their assets while they are on the property. The degree of the perils covered by homeowners insurance relies upon the type of policy. Most people buy all covered perils, which ensures against all risk with the exception of those explicitly excluded in the policy.