Protection against financial loss
Motorhomes are valuable assets, and motorhome insurance provides financial protection in case of damage, theft, or loss. Without insurance, you would be responsible for covering repair or replacement costs out of pocket, which can be substantial.
Liability coverage
Motorhome insurance typically includes liability coverage, which protects you if you cause injury or property damage to others while operating your motorhome. This coverage is essential for protecting your assets in case of a lawsuit or legal claim.
Legal requirements
In many places, having motorhome insurance is a legal requirement. Like auto insurance, the law may mandate motorhome insurance to ensure drivers have the financial means to cover potential damages or injuries they may cause while operating their vehicles.